Roofing Rcv Acv

The rcv replacement cost value in a roofing insurance claim is the total cost of repairs to be done. If your acv policy has a 2 000 deductible you pay that amount first then the insurance company pays the remaining 4 000 so if a new roof costs the same 10 000 you re responsible for 6 000 2 000 deductible 4 000 difference in cost. Most courts have upheld the insurance industry s definition of the acv which is the replacement cost minus depreciation.

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